2021 MAD to XPF Historical Review

YEARLY HIGH

11.5052 XPF

YEARLY LOW

10.9120 XPF

YEARLY AVERAGE

11.2239 XPF

2021 MAD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 11.5052. Conversely, the yearly low was recorded on January 3, dropping to 10.9120.

This high-to-low spread represents a total annual volatility of 0.5932 XPF. From a start-to-finish perspective, comparing the January average rate of 11.0135 to the December average rate of 11.4042, the exchange rate registered a net change of 3.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 11.5052 was up 1.05% compared to the 2020 peak of 11.3856, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 57,526 XPF

2020 Average 55,105 XPF

Yearly Trough Low 54,560 XPF

Transaction Impact: A difference of 2,966.07 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

11.4639

10.9725

JanuMarcMayJulySeptNove

MAD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.1003, compared to 11.3475 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2472 points.

H1 Avg (Jan–Jun) 11.1003

H2 Avg (Jul–Dec) 11.3475

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.2414 XPF (High: 11.2962 / Low: 11.0548). On the other end, February was the most stable month, with a tight range of 0.0763 XPF (High: 11.0721 / Low: 10.9958).

June Spread (Volatile) ±0.2414

February Spread (Stable) ±0.0763

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0444 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0444

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 11.4230) against the same month in 2020 (average: 11.0299), the exchange rate shifted by +0.3931 (+3.56%).

2021 Avg (November) 11.4230

2020 Avg (November) 11.0299

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.1295	10.9120	11.0135
February	11.0721	10.9958	11.0314
March	11.2279	11.0523	11.1355
April	11.2166	11.0499	11.1407
May	11.1509	11.0246	11.0963
June	11.2962	11.0548	11.1844
July	11.3243	11.2462	11.2851
August	11.3611	11.2602	11.3038
September	11.4035	11.2513	11.3047
October	11.4325	11.2824	11.3641
November	11.5052	11.3187	11.4230
December	11.4844	11.3057	11.4042