2025 MAD to XPF Historical Review

YEARLY HIGH

11.5772 XPF

YEARLY LOW

11.0425 XPF

YEARLY AVERAGE

11.3135 XPF

2025 MAD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MAD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 11.5772. Conversely, the yearly low was recorded on December 12, dropping to 11.0425.

This high-to-low spread represents a total annual volatility of 0.5347 XPF. From a start-to-finish perspective, comparing the January average rate of 11.4829 to the December average rate of 11.0979, the exchange rate registered a net change of -3.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 11.5772 was up 0.28% compared to the 2024 peak of 11.5453, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 57,886 XPF

2024 Average 55,494 XPF

Yearly Trough Low 55,212 XPF

Transaction Impact: A difference of 2,673.51 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

11.5214

11.0594

JanuMarcMayJulySeptNove

MAD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.4070, compared to 11.2200 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1870 points.

H1 Avg (Jan–Jun) 11.4070

H2 Avg (Jul–Dec) 11.2200

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.2851 XPF (High: 11.4745 / Low: 11.1894). On the other end, December was the most stable month, with a tight range of 0.1080 XPF (High: 11.1504 / Low: 11.0425).

April Spread (Volatile) ±0.2851

December Spread (Stable) ±0.1080

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0931 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0931

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 11.4829) against the same month in 2024 (average: 10.9909), the exchange rate shifted by +0.4920 (+4.48%).

2025 Avg (January) 11.4829

2024 Avg (January) 10.9909

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.5772	11.3908	11.4829
February	11.5538	11.4027	11.4628
March	11.5567	11.2768	11.3848
April	11.4745	11.1894	11.3473
May	11.5204	11.3299	11.4286
June	11.4370	11.2278	11.3355
July	11.4760	11.2615	11.3269
August	11.4190	11.2506	11.3387
September	11.3411	11.1812	11.2540
October	11.2602	11.0819	11.1689
November	11.2023	11.0770	11.1333
December	11.1504	11.0425	11.0979