YEARLY HIGH
11.2630 XPF
YEARLY LOW
10.8907 XPF
YEARLY AVERAGE
11.0947 XPF

2026 MAD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MAD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 6, valuing the pair at 11.2630. Conversely, the yearly low was recorded on April 7, dropping to 10.8907.

This high-to-low spread represents a total annual volatility of 0.3723 XPF. From a start-to-finish perspective, comparing the January average rate of 11.0953 to the December average rate of 11.1059, the exchange rate registered a net change of 0.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 11.2630 was down 2.71% compared to the 2025 peak of 11.5772, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 56,315 XPF
2025 Average 56,564 XPF
Yearly Trough Low 54,454 XPF
Transaction Impact: A difference of 1,861.48 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

11.1938
10.9752
JanuMarcMayJuly

MAD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.0796, compared to 11.1400 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0604 points.

H1 Avg (Jan–Jun) 11.0796
H2 Avg (Jul–Dec) 11.1400

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.2309 XPF (High: 11.1609 / Low: 10.9300). On the other end, August was the most stable month, with a tight range of 0.0049 XPF (High: 11.1083 / Low: 11.1034).

March Spread (Volatile) ±0.2309
August Spread (Stable) ±0.0049

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0682 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0682

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 11.1756) against the same month in 2025 (average: 11.3355), the exchange rate shifted by -0.1600 (-1.41%).

2026 Avg (June) 11.1756
2025 Avg (June) 11.3355

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 11.1535 10.9431 11.0953
February 11.0818 10.9734 11.0297
March 11.1609 10.9300 11.0558
April 11.0601 10.8907 10.9934
May 11.1657 10.9980 11.1278
June 11.2630 11.1139 11.1756
July 11.1994 11.0919 11.1740
August 11.1083 11.1034 11.1059