2015 MAD to YER Historical Review

YEARLY HIGH

23.6510 YER

YEARLY LOW

21.2298 YER

YEARLY AVERAGE

22.0691 YER

2015 MAD to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MAD to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 23.6510. Conversely, the yearly low was recorded on March 15, dropping to 21.2298.

This high-to-low spread represents a total annual volatility of 2.4212 YER. From a start-to-finish perspective, comparing the January average rate of 22.9659 to the December average rate of 21.7428, the exchange rate registered a net change of -5.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 23.6510 was down 11.09% compared to the 2014 peak of 26.6019, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 118,255 YER

2014 Average 127,903 YER

Yearly Trough Low 106,149 YER

Transaction Impact: A difference of 12,106.12 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

23.1074

21.4098

JanuMarcMayJulySeptNove

MAD to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.2035, compared to 21.9347 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2688 points.

H1 Avg (Jan–Jun) 22.2035

H2 Avg (Jul–Dec) 21.9347

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 1.3941 YER (High: 23.6510 / Low: 22.2569). On the other end, September was the most stable month, with a tight range of 0.3051 YER (High: 22.3643 / Low: 22.0592).

January Spread (Volatile) ±1.3941

September Spread (Stable) ±0.3051

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.8068 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.8068

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 22.9659) against the same month in 2014 (average: 26.1239), the exchange rate shifted by -3.1580 (-12.09%).

2015 Avg (January) 22.9659

2014 Avg (January) 26.1239

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	23.6510	22.2569	22.9659
February	22.7130	22.3182	22.5399
March	22.2979	21.2298	21.7331
April	22.1217	21.3728	21.6832
May	22.4495	21.8055	22.1063
June	22.3458	21.8279	22.1923
July	22.1052	21.7227	21.9261
August	22.5618	21.7941	22.0662
September	22.3643	22.0592	22.1734
October	22.4390	21.8206	22.1484
November	21.9080	21.3403	21.5513
December	21.8734	21.3990	21.7428