2021 MAD to YER Historical Review

YEARLY HIGH

28.4551 YER

YEARLY LOW

26.8341 YER

YEARLY AVERAGE

27.8490 YER

2021 MAD to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 28.4551. Conversely, the yearly low was recorded on December 18, dropping to 26.8341.

This high-to-low spread represents a total annual volatility of 1.6209 YER. From a start-to-finish perspective, comparing the January average rate of 28.1157 to the December average rate of 27.0368, the exchange rate registered a net change of -3.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 28.4551 was up 0.99% compared to the 2020 peak of 28.1767, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 142,275 YER

2020 Average 131,988 YER

Yearly Trough Low 134,171 YER

Transaction Impact: A difference of 8,104.56 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

28.3740

26.9152

JanuMarcMayJulySeptNove

MAD to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 28.0548, compared to 27.6433 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4115 points.

H1 Avg (Jan–Jun) 28.0548

H2 Avg (Jul–Dec) 27.6433

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.6047 YER (High: 27.6261 / Low: 27.0214). On the other end, October was the most stable month, with a tight range of 0.1520 YER (High: 27.7178 / Low: 27.5658).

November Spread (Volatile) ±0.6047

October Spread (Stable) ±0.1520

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.3338 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3338

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 28.1157) against the same month in 2020 (average: 26.0559), the exchange rate shifted by +2.0599 (+7.91%).

2021 Avg (January) 28.1157

2020 Avg (January) 26.0559

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	28.4551	27.9120	28.1157
February	28.1658	27.7987	27.9924
March	28.0272	27.5800	27.7995
April	28.2026	27.6367	27.9602
May	28.4253	27.9279	28.2524
June	28.3777	28.0448	28.2083
July	28.0953	27.8748	27.9868
August	28.1156	27.7541	27.9084
September	28.1227	27.6060	27.9710
October	27.7178	27.5658	27.6372
November	27.6261	27.0214	27.3196
December	27.1886	26.8341	27.0368