2020 MAD to YER Historical Review

YEARLY HIGH

28.1767 YER

YEARLY LOW

24.3038 YER

YEARLY AVERAGE

26.3936 YER

2020 MAD to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 28.1767. Conversely, the yearly low was recorded on April 6, dropping to 24.3038.

This high-to-low spread represents a total annual volatility of 3.8729 YER. From a start-to-finish perspective, comparing the January average rate of 26.0559 to the December average rate of 27.8681, the exchange rate registered a net change of 6.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 28.1767 was up 6.28% compared to the 2019 peak of 26.5110, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 140,884 YER

2019 Average 130,163 YER

Yearly Trough Low 121,519 YER

Transaction Impact: A difference of 19,364.45 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

28.1842

24.3910

JanuMarcMayJulySeptNove

MAD to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 25.6288, compared to 27.1583 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.5295 points.

H1 Avg (Jan–Jun) 25.6288

H2 Avg (Jul–Dec) 27.1583

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.7853 YER (High: 26.5589 / Low: 24.7736). On the other end, January was the most stable month, with a tight range of 0.2085 YER (High: 26.1516 / Low: 25.9431).

March Spread (Volatile) ±1.7853

January Spread (Stable) ±0.2085

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.1536 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -1.1536

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 27.8681) against the same month in 2019 (average: 26.0165), the exchange rate shifted by +1.8516 (+7.12%).

2020 Avg (December) 27.8681

2019 Avg (December) 26.0165

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	26.1516	25.9431	26.0559
February	26.0883	25.6958	25.8715
March	26.5589	24.7736	25.8607
April	25.3265	24.3038	24.7071
May	25.5898	25.2573	25.4162
June	26.0003	25.5962	25.8614
July	26.8616	25.7664	26.2139
August	27.3643	26.7690	27.1156
September	27.4572	26.9398	27.1475
October	27.3634	27.0329	27.1927
November	27.6144	27.0817	27.4122
December	28.1767	26.8555	27.8681