2012 MAD to ZAR Historical Review

YEARLY HIGH

1.0417 ZAR

YEARLY LOW

0.8857 ZAR

YEARLY AVERAGE

0.9508 ZAR

2012 MAD to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MAD to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 2, valuing the pair at 1.0417. Conversely, the yearly low was recorded on March 13, dropping to 0.8857.

This high-to-low spread represents a total annual volatility of 0.1560 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.9298 to the December average rate of 1.0158, the exchange rate registered a net change of 9.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.0417 was up 2.30% compared to the 2011 peak of 1.0183, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 5,208 ZAR

2011 Average 4,481 ZAR

Yearly Trough Low 4,428 ZAR

Transaction Impact: A difference of 780.23 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.0297

0.8881

JanuMarcMayJulySeptNove

MAD to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9258, compared to 0.9757 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0499 points.

H1 Avg (Jan–Jun) 0.9258

H2 Avg (Jul–Dec) 0.9757

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.0674 ZAR (High: 1.0365 / Low: 0.9691). On the other end, February was the most stable month, with a tight range of 0.0254 ZAR (High: 0.9163 / Low: 0.8909).

October Spread (Volatile) ±0.0674

February Spread (Stable) ±0.0254

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0318 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0318

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 1.0158) against the same month in 2011 (average: 0.9667), the exchange rate shifted by +0.0491 (+5.08%).

2012 Avg (December) 1.0158

2011 Avg (December) 0.9667

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9461	0.9163	0.9298
February	0.9163	0.8909	0.9076
March	0.9172	0.8857	0.8999
April	0.9413	0.9095	0.9242
May	0.9602	0.9115	0.9410
June	0.9692	0.9367	0.9526
July	0.9380	0.9088	0.9208
August	0.9608	0.9028	0.9292
September	0.9715	0.9412	0.9591
October	1.0365	0.9691	1.0114
November	1.0366	0.9955	1.0179
December	1.0417	1.0036	1.0158