YEARLY HIGH
1.8431 ZAR
YEARLY LOW
1.7328 ZAR
YEARLY AVERAGE
1.7739 ZAR

2026 MAD to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MAD to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 29, valuing the pair at 1.8431. Conversely, the yearly low was recorded on February 25, dropping to 1.7328.

This high-to-low spread represents a total annual volatility of 0.1103 ZAR. From a start-to-finish perspective, comparing the January average rate of 1.7782 to the December average rate of 1.7743, the exchange rate registered a net change of -0.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.8431 was down 11.07% compared to the 2025 peak of 2.0726, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 9,216 ZAR
2025 Average 9,573 ZAR
Yearly Trough Low 8,664 ZAR
Transaction Impact: A difference of 551.33 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.8010
1.7453
JanuMarcMayJuly

MAD to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7762, compared to 1.7670 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0091 points.

H1 Avg (Jan–Jun) 1.7762
H2 Avg (Jul–Dec) 1.7670

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.1048 ZAR (High: 1.8431 / Low: 1.7384). On the other end, August was the most stable month, with a tight range of 0.0080 ZAR (High: 1.7778 / Low: 1.7698).

March Spread (Volatile) ±0.1048
August Spread (Stable) ±0.0080

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0282 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0282

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 1.7963) against the same month in 2025 (average: 1.8853), the exchange rate shifted by -0.0889 (-4.72%).

2026 Avg (March) 1.7963
2025 Avg (March) 1.8853

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.8154 1.7373 1.7782
February 1.7730 1.7328 1.7500
March 1.8431 1.7384 1.7963
April 1.8156 1.7553 1.7832
May 1.8064 1.7673 1.7783
June 1.8097 1.7485 1.7712
July 1.7972 1.7337 1.7598
August 1.7778 1.7698 1.7743