YEARLY HIGH
2.0726 ZAR
YEARLY LOW
1.8158 ZAR
YEARLY AVERAGE
1.9144 ZAR

2025 MAD to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MAD to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 8, valuing the pair at 2.0726. Conversely, the yearly low was recorded on December 31, dropping to 1.8158.

This high-to-low spread represents a total annual volatility of 0.2568 ZAR. From a start-to-finish perspective, comparing the January average rate of 1.8653 to the December average rate of 1.8329, the exchange rate registered a net change of -1.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.0726 was up 7.30% compared to the 2024 peak of 1.9315, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 10,363 ZAR
2024 Average 9,222 ZAR
Yearly Trough Low 9,079 ZAR
Transaction Impact: A difference of 1,284.16 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.0424
1.8138
JanuMarcMayJulySeptNove

MAD to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9225, compared to 1.9063 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0163 points.

H1 Avg (Jan–Jun) 1.9225
H2 Avg (Jul–Dec) 1.9063

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.1576 ZAR (High: 2.0726 / Low: 1.9150). On the other end, December was the most stable month, with a tight range of 0.0340 ZAR (High: 1.8497 / Low: 1.8158).

April Spread (Volatile) ±0.1576
December Spread (Stable) ±0.0340

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0679 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0679

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 2.0234) against the same month in 2024 (average: 1.8710), the exchange rate shifted by +0.1524 (+8.15%).

2025 Avg (April) 2.0234
2024 Avg (April) 1.8710

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.9014 1.8448 1.8653
February 1.8734 1.8316 1.8494
March 1.9101 1.8581 1.8853
April 2.0726 1.9150 2.0234
May 2.0034 1.9218 1.9555
June 1.9789 1.9332 1.9563
July 1.9967 1.9481 1.9706
August 2.0097 1.9288 1.9606
September 1.9612 1.8997 1.9289
October 1.9185 1.8597 1.8851
November 1.8810 1.8392 1.8595
December 1.8497 1.8158 1.8329