YEARLY HIGH
1.2907 ZAR
YEARLY LOW
1.0037 ZAR
YEARLY AVERAGE
1.1477 ZAR

2013 MAD to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the MAD to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 1.2907. Conversely, the yearly low was recorded on January 1, dropping to 1.0037.

This high-to-low spread represents a total annual volatility of 0.2870 ZAR. From a start-to-finish perspective, comparing the January average rate of 1.0452 to the December average rate of 1.2631, the exchange rate registered a net change of 20.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.2907 was up 23.91% compared to the 2012 peak of 1.0417, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 6,454 ZAR
2012 Average 4,754 ZAR
Yearly Trough Low 5,019 ZAR
Transaction Impact: A difference of 1,435.12 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.2849
1.0234
JanuMarcMayJulySeptNove

MAD to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0865, compared to 1.2090 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1225 points.

H1 Avg (Jan–Jun) 1.0865
H2 Avg (Jul–Dec) 1.2090

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.1225 ZAR (High: 1.1725 / Low: 1.0500). On the other end, October was the most stable month, with a tight range of 0.0247 ZAR (High: 1.2171 / Low: 1.1924).

May Spread (Volatile) ±0.1225
October Spread (Stable) ±0.0247

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0185 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0185

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 1.2631) against the same month in 2012 (average: 1.0158), the exchange rate shifted by +0.2473 (+24.34%).

2013 Avg (December) 1.2631
2012 Avg (December) 1.0158

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0920 1.0037 1.0452
February 1.0827 1.0396 1.0620
March 1.0877 1.0587 1.0719
April 1.0834 1.0470 1.0661
May 1.1725 1.0500 1.0886
June 1.2100 1.1558 1.1849
July 1.1807 1.1540 1.1664
August 1.2400 1.1669 1.1997
September 1.2174 1.1615 1.1927
October 1.2171 1.1924 1.2031
November 1.2429 1.2171 1.2286
December 1.2907 1.2351 1.2631