YEARLY HIGH
0.5296 CDF
YEARLY LOW
0.3849 CDF
YEARLY AVERAGE
0.4853 CDF

2020 MGA to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MGA to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 2, valuing the pair at 0.5296. Conversely, the yearly low was recorded on December 6, dropping to 0.3849.

This high-to-low spread represents a total annual volatility of 0.1446 CDF. From a start-to-finish perspective, comparing the January average rate of 0.4582 to the December average rate of 0.5121, the exchange rate registered a net change of 11.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5296 was down 22.90% compared to the 2019 peak of 0.6869, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 2,648 CDF
2019 Average 2,276 CDF
Yearly Trough Low 1,925 CDF
Transaction Impact: A difference of 723.20 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5178
0.4496
JanuMarcMayJulySeptNove

MGA to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4644, compared to 0.5063 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0419 points.

H1 Avg (Jan–Jun) 0.4644
H2 Avg (Jul–Dec) 0.5063

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.1446 CDF (High: 0.5296 / Low: 0.3849). On the other end, April was the most stable month, with a tight range of 0.0069 CDF (High: 0.4587 / Low: 0.4518).

December Spread (Volatile) ±0.1446
April Spread (Stable) ±0.0069

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0106 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0106

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.5121) against the same month in 2019 (average: 0.4679), the exchange rate shifted by +0.0443 (+9.46%).

2020 Avg (December) 0.5121
2019 Avg (December) 0.4679

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4656 0.4533 0.4582
February 0.4649 0.4538 0.4564
March 0.4664 0.4531 0.4579
April 0.4587 0.4518 0.4553
May 0.4794 0.4550 0.4690
June 0.4978 0.4802 0.4893
July 0.5171 0.4964 0.5062
August 0.5249 0.5068 0.5117
September 0.5117 0.5033 0.5084
October 0.5053 0.4626 0.4978
November 0.5202 0.4943 0.5014
December 0.5296 0.3849 0.5121