YEARLY HIGH
0.6617 CDF
YEARLY LOW
0.4725 CDF
YEARLY AVERAGE
0.6015 CDF

2025 MGA to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MGA to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 4, valuing the pair at 0.6617. Conversely, the yearly low was recorded on November 15, dropping to 0.4725.

This high-to-low spread represents a total annual volatility of 0.1892 CDF. From a start-to-finish perspective, comparing the January average rate of 0.6064 to the December average rate of 0.5003, the exchange rate registered a net change of -17.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.6617 was up 2.06% compared to the 2024 peak of 0.6484, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 3,309 CDF
2024 Average 3,104 CDF
Yearly Trough Low 2,362 CDF
Transaction Impact: A difference of 946.23 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.6711
0.4776
JanuMarcMayJulySeptNove

MGA to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6255, compared to 0.5775 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0480 points.

H1 Avg (Jan–Jun) 0.6255
H2 Avg (Jul–Dec) 0.5775

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 0.1113 CDF (High: 0.5923 / Low: 0.4810). On the other end, February was the most stable month, with a tight range of 0.0129 CDF (High: 0.6153 / Low: 0.6023).

October Spread (Volatile) ±0.1113
February Spread (Stable) ±0.0129

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1167 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.1167

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 0.6550) against the same month in 2024 (average: 0.6313), the exchange rate shifted by +0.0237 (+3.76%).

2025 Avg (July) 0.6550
2024 Avg (July) 0.6313

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6173 0.6013 0.6064
February 0.6153 0.6023 0.6079
March 0.6172 0.6030 0.6130
April 0.6525 0.6217 0.6346
May 0.6540 0.6329 0.6453
June 0.6593 0.6352 0.6460
July 0.6617 0.6467 0.6550
August 0.6600 0.6451 0.6543
September 0.6584 0.5889 0.6393
October 0.5923 0.4810 0.5226
November 0.5103 0.4725 0.4937
December 0.5175 0.4733 0.5003