2020 MOP to BAM Historical Review

YEARLY HIGH

0.2291 BAM

YEARLY LOW

0.1995 BAM

YEARLY AVERAGE

0.2149 BAM

2020 MOP to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MOP to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.2291. Conversely, the yearly low was recorded on December 31, dropping to 0.1995.

This high-to-low spread represents a total annual volatility of 0.0296 BAM. From a start-to-finish perspective, comparing the January average rate of 0.2200 to the December average rate of 0.2012, the exchange rate registered a net change of -8.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2291 was up 3.13% compared to the 2019 peak of 0.2222, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MOP based on timing:

Yearly Peak High 1,146 BAM

2019 Average 1,082 BAM

Yearly Trough Low 998 BAM

Transaction Impact: A difference of 147.93 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2280

0.1988

JanuMarcMayJulySeptNove

MOP to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2222, compared to 0.2076 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0146 points.

H1 Avg (Jan–Jun) 0.2222

H2 Avg (Jul–Dec) 0.2076

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0153 BAM (High: 0.2291 / Low: 0.2139). On the other end, October was the most stable month, with a tight range of 0.0033 BAM (High: 0.2099 / Low: 0.2066).

March Spread (Volatile) ±0.0153

October Spread (Stable) ±0.0033

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0070 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0070

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.2213) against the same month in 2019 (average: 0.2140), the exchange rate shifted by +0.0073 (+3.40%).

2020 Avg (March) 0.2213

2019 Avg (March) 0.2140

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2221	0.2172	0.2200
February	0.2264	0.2210	0.2239
March	0.2291	0.2139	0.2213
April	0.2274	0.2239	0.2256
May	0.2270	0.2200	0.2248
June	0.2206	0.2154	0.2177
July	0.2186	0.2066	0.2142
August	0.2090	0.2052	0.2072
September	0.2104	0.2044	0.2077
October	0.2099	0.2066	0.2082
November	0.2103	0.2043	0.2070
December	0.2046	0.1995	0.2012