2020 MOP to HRK Historical Review

YEARLY HIGH

0.8936 HRK

YEARLY LOW

0.7687 HRK

YEARLY AVERAGE

0.8280 HRK

2020 MOP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MOP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.8936. Conversely, the yearly low was recorded on December 30, dropping to 0.7687.

This high-to-low spread represents a total annual volatility of 0.1250 HRK. From a start-to-finish perspective, comparing the January average rate of 0.8373 to the December average rate of 0.7759, the exchange rate registered a net change of -7.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.8936 was up 6.11% compared to the 2019 peak of 0.8422, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MOP based on timing:

Yearly Peak High 4,468 HRK

2019 Average 4,106 HRK

Yearly Trough Low 3,843 HRK

Transaction Impact: A difference of 624.81 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.8853

0.7659

JanuMarcMayJulySeptNove

MOP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8557, compared to 0.8003 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0554 points.

H1 Avg (Jan–Jun) 0.8557

H2 Avg (Jul–Dec) 0.8003

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0721 HRK (High: 0.8936 / Low: 0.8215). On the other end, August was the most stable month, with a tight range of 0.0133 HRK (High: 0.8000 / Low: 0.7867).

March Spread (Volatile) ±0.0721

August Spread (Stable) ±0.0133

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0285 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0285

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.8564) against the same month in 2019 (average: 0.8128), the exchange rate shifted by +0.0436 (+5.37%).

2020 Avg (March) 0.8564

2019 Avg (March) 0.8128

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8438	0.8236	0.8373
February	0.8615	0.8387	0.8527
March	0.8936	0.8215	0.8564
April	0.8846	0.8667	0.8753
May	0.8778	0.8563	0.8697
June	0.8547	0.8346	0.8426
July	0.8427	0.7901	0.8233
August	0.8000	0.7867	0.7948
September	0.8130	0.7911	0.8017
October	0.8139	0.8002	0.8064
November	0.8145	0.7912	0.7996
December	0.7833	0.7687	0.7759