YEARLY HIGH
0.9709 HRK
YEARLY LOW
0.8177 HRK
YEARLY AVERAGE
0.8880 HRK

2022 MOP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the MOP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 0.9709. Conversely, the yearly low was recorded on January 13, dropping to 0.8177.

This high-to-low spread represents a total annual volatility of 0.1532 HRK. From a start-to-finish perspective, comparing the January average rate of 0.8283 to the December average rate of 0.8882, the exchange rate registered a net change of 7.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.9709 was up 16.10% compared to the 2021 peak of 0.8363, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MOP based on timing:

Yearly Peak High 4,854 HRK
2021 Average 3,977 HRK
Yearly Trough Low 4,088 HRK
Transaction Impact: A difference of 765.84 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.9592
0.8150
JanuMarcMayJulySeptNove

MOP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8559, compared to 0.9201 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0642 points.

H1 Avg (Jan–Jun) 0.8559
H2 Avg (Jul–Dec) 0.9201

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0590 HRK (High: 0.9578 / Low: 0.8989). On the other end, February was the most stable month, with a tight range of 0.0218 HRK (High: 0.8404 / Low: 0.8186).

November Spread (Volatile) ±0.0590
February Spread (Stable) ±0.0218

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0315 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0315

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.9393) against the same month in 2021 (average: 0.7945), the exchange rate shifted by +0.1448 (+18.23%).

2022 Avg (September) 0.9393
2021 Avg (September) 0.7945

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8429 0.8177 0.8283
February 0.8404 0.8186 0.8270
March 0.8660 0.8418 0.8535
April 0.8927 0.8465 0.8644
May 0.8967 0.8675 0.8817
June 0.8928 0.8665 0.8804
July 0.9275 0.8928 0.9124
August 0.9357 0.9012 0.9179
September 0.9709 0.9188 0.9393
October 0.9604 0.9314 0.9471
November 0.9578 0.8989 0.9156
December 0.9011 0.8772 0.8882