2025 MOP to HRK Historical Review

YEARLY HIGH

0.9172 HRK

YEARLY LOW

0.7892 HRK

YEARLY AVERAGE

0.8322 HRK

2025 MOP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MOP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.9172. Conversely, the yearly low was recorded on July 1, dropping to 0.7892.

This high-to-low spread represents a total annual volatility of 0.1279 HRK. From a start-to-finish perspective, comparing the January average rate of 0.9082 to the December average rate of 0.8024, the exchange rate registered a net change of -11.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.9172 was up 0.83% compared to the 2024 peak of 0.9097, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MOP based on timing:

Yearly Peak High 4,586 HRK

2024 Average 4,334 HRK

Yearly Trough Low 3,946 HRK

Transaction Impact: A difference of 639.72 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.9192

0.7866

JanuMarcMayJulySeptNove

MOP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8602, compared to 0.8043 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0558 points.

H1 Avg (Jan–Jun) 0.8602

H2 Avg (Jul–Dec) 0.8043

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0513 HRK (High: 0.8702 / Low: 0.8189). On the other end, November was the most stable month, with a tight range of 0.0095 HRK (High: 0.8193 / Low: 0.8098).

April Spread (Volatile) ±0.0513

November Spread (Stable) ±0.0095

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0336 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0336

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.9082) against the same month in 2024 (average: 0.8581), the exchange rate shifted by +0.0501 (+5.83%).

2025 Avg (January) 0.9082

2024 Avg (January) 0.8581

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9172	0.8945	0.9082
February	0.9170	0.8949	0.9024
March	0.9070	0.8607	0.8723
April	0.8702	0.8189	0.8387
May	0.8476	0.8196	0.8311
June	0.8219	0.7906	0.8083
July	0.8161	0.7892	0.7977
August	0.8168	0.7952	0.8026
September	0.8064	0.7914	0.8011
October	0.8151	0.8001	0.8082
November	0.8193	0.8098	0.8139
December	0.8094	0.7976	0.8024