2012 MRO to HRK Historical Review

YEARLY HIGH

0.0212 HRK

YEARLY LOW

0.0187 HRK

YEARLY AVERAGE

0.0198 HRK

2012 MRO to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MRO to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 1, valuing the pair at 0.0212. Conversely, the yearly low was recorded on September 17, dropping to 0.0187.

This high-to-low spread represents a total annual volatility of 0.0024 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0203 to the December average rate of 0.0192, the exchange rate registered a net change of -5.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0212 was up 3.47% compared to the 2011 peak of 0.0205, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MRO based on timing:

Yearly Peak High 106 HRK

2011 Average 96 HRK

Yearly Trough Low 94 HRK

Transaction Impact: A difference of 12.11 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0208

0.0190

JanuMarcMayJulySeptNove

MRO to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0200, compared to 0.0197 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0200

H2 Avg (Jul–Dec) 0.0197

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0015 HRK (High: 0.0210 / Low: 0.0195). On the other end, November was the most stable month, with a tight range of 0.0004 HRK (High: 0.0199 / Low: 0.0195).

May Spread (Volatile) ±0.0015

November Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0008 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2012: 0.0206) against the same month in 2011 (average: 0.0189), the exchange rate shifted by +0.0018 (+9.29%).

2012 Avg (June) 0.0206

2011 Avg (June) 0.0189

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0208	0.0198	0.0203
February	0.0201	0.0192	0.0197
March	0.0198	0.0193	0.0195
April	0.0199	0.0192	0.0196
May	0.0210	0.0195	0.0202
June	0.0212	0.0203	0.0206
July	0.0210	0.0203	0.0206
August	0.0204	0.0197	0.0200
September	0.0197	0.0187	0.0192
October	0.0195	0.0190	0.0193
November	0.0199	0.0195	0.0197
December	0.0195	0.0189	0.0192