2020 MRO to HRK Historical Review

YEARLY HIGH

0.0200 HRK

YEARLY LOW

0.0172 HRK

YEARLY AVERAGE

0.0185 HRK

2020 MRO to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MRO to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.0200. Conversely, the yearly low was recorded on December 30, dropping to 0.0172.

This high-to-low spread represents a total annual volatility of 0.0028 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0188 to the December average rate of 0.0174, the exchange rate registered a net change of -7.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0200 was up 5.09% compared to the 2019 peak of 0.0190, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MRO based on timing:

Yearly Peak High 100 HRK

2019 Average 93 HRK

Yearly Trough Low 86 HRK

Transaction Impact: A difference of 14.11 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0198

0.0171

JanuMarcMayJulySeptNove

MRO to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0192, compared to 0.0179 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0192

H2 Avg (Jul–Dec) 0.0179

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0016 HRK (High: 0.0200 / Low: 0.0184). On the other end, August was the most stable month, with a tight range of 0.0003 HRK (High: 0.0179 / Low: 0.0176).

March Spread (Volatile) ±0.0016

August Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0006 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0192) against the same month in 2019 (average: 0.0184), the exchange rate shifted by +0.0008 (+4.21%).

2020 Avg (March) 0.0192

2019 Avg (March) 0.0184

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0189	0.0186	0.0188
February	0.0193	0.0188	0.0191
March	0.0200	0.0184	0.0192
April	0.0198	0.0194	0.0196
May	0.0196	0.0191	0.0194
June	0.0191	0.0187	0.0188
July	0.0188	0.0177	0.0184
August	0.0179	0.0176	0.0178
September	0.0182	0.0177	0.0179
October	0.0182	0.0179	0.0180
November	0.0182	0.0177	0.0179
December	0.0175	0.0172	0.0174