2014 MRO to HRK Historical Review

YEARLY HIGH

0.0216 HRK

YEARLY LOW

0.0185 HRK

YEARLY AVERAGE

0.0197 HRK

2014 MRO to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the MRO to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0216. Conversely, the yearly low was recorded on April 13, dropping to 0.0185.

This high-to-low spread represents a total annual volatility of 0.0032 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0193 to the December average rate of 0.0214, the exchange rate registered a net change of 11.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0216 was down 2.80% compared to the 2013 peak of 0.0223, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MRO based on timing:

Yearly Peak High 108 HRK

2013 Average 97 HRK

Yearly Trough Low 92 HRK

Transaction Impact: A difference of 15.87 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0217

0.0184

JanuMarcMayJulySeptNove

MRO to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0190, compared to 0.0204 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.0190

H2 Avg (Jul–Dec) 0.0204

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0009 HRK (High: 0.0208 / Low: 0.0199). On the other end, June was the most stable month, with a tight range of 0.0003 HRK (High: 0.0192 / Low: 0.0189).

September Spread (Volatile) ±0.0009

June Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0003 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0214) against the same month in 2013 (average: 0.0191), the exchange rate shifted by +0.0023 (+12.04%).

2014 Avg (December) 0.0214

2013 Avg (December) 0.0191

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0195	0.0190	0.0193
February	0.0195	0.0191	0.0193
March	0.0191	0.0187	0.0189
April	0.0191	0.0185	0.0187
May	0.0191	0.0185	0.0188
June	0.0192	0.0189	0.0191
July	0.0195	0.0190	0.0193
August	0.0199	0.0194	0.0196
September	0.0208	0.0199	0.0203
October	0.0209	0.0204	0.0207
November	0.0213	0.0208	0.0211
December	0.0216	0.0211	0.0214