YEARLY HIGH
6.6444 HRK
YEARLY LOW
0.0172 HRK
YEARLY AVERAGE
0.1778 HRK

2021 MRO to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MRO to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 6.6444. Conversely, the yearly low was recorded on January 6, dropping to 0.0172.

This high-to-low spread represents a total annual volatility of 6.6272 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0174 to the December average rate of 1.9388, the exchange rate registered a net change of 11037.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 6.6444 was up 33095.53% compared to the 2020 peak of 0.0200, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MRO based on timing:

Yearly Peak High 33,222 HRK
2020 Average 93 HRK
Yearly Trough Low 86 HRK
Transaction Impact: A difference of 33,136.19 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.1309
-0.1748
JanuMarcMayJulySeptNove

MRO to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0176, compared to 0.3381 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3206 points.

H1 Avg (Jan–Jun) 0.0176
H2 Avg (Jul–Dec) 0.3381

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 6.6258 HRK (High: 6.6444 / Low: 0.0186). On the other end, October was the most stable month, with a tight range of 0.0002 HRK (High: 0.0183 / Low: 0.0180).

December Spread (Volatile) ±6.6258
October Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 1.9388) against the same month in 2020 (average: 0.0174), the exchange rate shifted by +1.9214 (+11071.73%).

2021 Avg (December) 1.9388
2020 Avg (December) 0.0174

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0175 0.0172 0.0174
February 0.0177 0.0174 0.0175
March 0.0181 0.0176 0.0178
April 0.0180 0.0174 0.0177
May 0.0176 0.0172 0.0173
June 0.0177 0.0172 0.0175
July 0.0179 0.0177 0.0178
August 0.0180 0.0177 0.0178
September 0.0181 0.0177 0.0178
October 0.0183 0.0180 0.0181
November 0.0188 0.0181 0.0185
December 6.6444 0.0186 1.9388