2012 MRO to SGD Historical Review

YEARLY HIGH

0.0045 SGD

YEARLY LOW

0.0040 SGD

YEARLY AVERAGE

0.0042 SGD

2012 MRO to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MRO to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0045. Conversely, the yearly low was recorded on October 17, dropping to 0.0040.

This high-to-low spread represents a total annual volatility of 0.0005 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0044 to the December average rate of 0.0041, the exchange rate registered a net change of -7.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0045 was down 2.50% compared to the 2011 peak of 0.0047, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MRO based on timing:

Yearly Peak High 23 SGD

2011 Average 22 SGD

Yearly Trough Low 20 SGD

Transaction Impact: A difference of 2.50 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0045

0.0040

JanuMarcMayJulySeptNove

MRO to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0043, compared to 0.0041 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0043

H2 Avg (Jul–Dec) 0.0041

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0002 SGD (High: 0.0044 / Low: 0.0041). On the other end, November was the most stable month, with a tight range of 0.0000 SGD (High: 0.0041 / Low: 0.0041).

July Spread (Volatile) ±0.0002

November Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0044) against the same month in 2011 (average: 0.0046), the exchange rate shifted by -0.0002 (-3.33%).

2012 Avg (January) 0.0044

2011 Avg (January) 0.0046

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0045	0.0043	0.0044
February	0.0044	0.0043	0.0043
March	0.0044	0.0043	0.0043
April	0.0044	0.0042	0.0043
May	0.0044	0.0043	0.0043
June	0.0045	0.0043	0.0044
July	0.0044	0.0041	0.0043
August	0.0042	0.0041	0.0041
September	0.0042	0.0041	0.0041
October	0.0041	0.0040	0.0041
November	0.0041	0.0041	0.0041
December	0.0041	0.0040	0.0041