2015 MRO to SGD Historical Review

YEARLY HIGH

0.0049 SGD

YEARLY LOW

0.0041 SGD

YEARLY AVERAGE

0.0045 SGD

2015 MRO to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MRO to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 1, valuing the pair at 0.0049. Conversely, the yearly low was recorded on June 30, dropping to 0.0041.

This high-to-low spread represents a total annual volatility of 0.0008 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0046 to the December average rate of 0.0046, the exchange rate registered a net change of 0.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0049 was up 7.41% compared to the 2014 peak of 0.0046, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MRO based on timing:

Yearly Peak High 25 SGD

2014 Average 22 SGD

Yearly Trough Low 21 SGD

Transaction Impact: A difference of 3.99 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0047

0.0041

JanuMarcMayJulySeptNove

MRO to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0044, compared to 0.0045 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0044

H2 Avg (Jul–Dec) 0.0045

Volatility Range Comparison

Volatility

The most volatile month in 2015 was October, with a trading range of 0.0006 SGD (High: 0.0049 / Low: 0.0043). On the other end, February was the most stable month, with a tight range of 0.0001 SGD (High: 0.0047 / Low: 0.0046).

October Spread (Volatile) ±0.0006

February Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0003 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 0.0047) against the same month in 2014 (average: 0.0044), the exchange rate shifted by +0.0003 (+7.44%).

2015 Avg (October) 0.0047

2014 Avg (October) 0.0044

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0047	0.0045	0.0046
February	0.0047	0.0046	0.0046
March	0.0048	0.0043	0.0046
April	0.0044	0.0042	0.0043
May	0.0044	0.0042	0.0043
June	0.0044	0.0041	0.0042
July	0.0042	0.0041	0.0042
August	0.0045	0.0042	0.0044
September	0.0049	0.0044	0.0046
October	0.0049	0.0043	0.0047
November	0.0045	0.0042	0.0044
December	0.0047	0.0045	0.0046