2020 MRO to SGD Historical Review

YEARLY HIGH

0.0041 SGD

YEARLY LOW

0.0037 SGD

YEARLY AVERAGE

0.0039 SGD

2020 MRO to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MRO to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.0041. Conversely, the yearly low was recorded on December 31, dropping to 0.0037.

This high-to-low spread represents a total annual volatility of 0.0004 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0038 to the December average rate of 0.0037, the exchange rate registered a net change of -1.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0041 was up 4.69% compared to the 2019 peak of 0.0039, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MRO based on timing:

Yearly Peak High 20 SGD

2019 Average 19 SGD

Yearly Trough Low 19 SGD

Transaction Impact: A difference of 1.89 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0040

0.0037

JanuMarcMayJulySeptNove

MRO to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0039, compared to 0.0038 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0039

H2 Avg (Jul–Dec) 0.0038

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0002 SGD (High: 0.0041 / Low: 0.0039). On the other end, October was the most stable month, with a tight range of 0.0000 SGD (High: 0.0038 / Low: 0.0038).

March Spread (Volatile) ±0.0002

October Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0040) against the same month in 2019 (average: 0.0038), the exchange rate shifted by +0.0002 (+4.62%).

2020 Avg (March) 0.0040

2019 Avg (March) 0.0038

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0038	0.0038	0.0038
February	0.0039	0.0038	0.0039
March	0.0041	0.0039	0.0040
April	0.0040	0.0040	0.0040
May	0.0040	0.0040	0.0040
June	0.0039	0.0039	0.0039
July	0.0039	0.0038	0.0039
August	0.0039	0.0038	0.0038
September	0.0039	0.0038	0.0038
October	0.0038	0.0038	0.0038
November	0.0038	0.0037	0.0038
December	0.0037	0.0037	0.0037