2014 MRO to SGD Historical Review

YEARLY HIGH

0.0046 SGD

YEARLY LOW

0.0042 SGD

YEARLY AVERAGE

0.0043 SGD

2014 MRO to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the MRO to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 8, valuing the pair at 0.0046. Conversely, the yearly low was recorded on April 13, dropping to 0.0042.

This high-to-low spread represents a total annual volatility of 0.0004 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0044 to the December average rate of 0.0045, the exchange rate registered a net change of 3.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0046 was down 3.52% compared to the 2013 peak of 0.0047, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MRO based on timing:

Yearly Peak High 23 SGD

2013 Average 21 SGD

Yearly Trough Low 21 SGD

Transaction Impact: A difference of 1.91 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0046

0.0042

JanuMarcMayJulySeptNove

MRO to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0043, compared to 0.0044 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0043

H2 Avg (Jul–Dec) 0.0044

Volatility Range Comparison

Volatility

The most volatile month in 2014 was March, with a trading range of 0.0002 SGD (High: 0.0044 / Low: 0.0042). On the other end, June was the most stable month, with a tight range of 0.0000 SGD (High: 0.0043 / Low: 0.0043).

March Spread (Volatile) ±0.0002

June Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0001 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0045) against the same month in 2013 (average: 0.0043), the exchange rate shifted by +0.0002 (+4.79%).

2014 Avg (December) 0.0045

2013 Avg (December) 0.0043

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0044	0.0043	0.0044
February	0.0044	0.0043	0.0044
March	0.0044	0.0042	0.0043
April	0.0043	0.0042	0.0043
May	0.0043	0.0042	0.0043
June	0.0043	0.0043	0.0043
July	0.0043	0.0042	0.0043
August	0.0043	0.0042	0.0043
September	0.0044	0.0043	0.0043
October	0.0044	0.0043	0.0044
November	0.0045	0.0044	0.0044
December	0.0046	0.0045	0.0045