2012 NAD to GHS Historical Review

YEARLY HIGH

0.2417 GHS

YEARLY LOW

0.2006 GHS

YEARLY AVERAGE

0.2256 GHS

2012 NAD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NAD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 11, valuing the pair at 0.2417. Conversely, the yearly low was recorded on January 5, dropping to 0.2006.

This high-to-low spread represents a total annual volatility of 0.0412 GHS. From a start-to-finish perspective, comparing the January average rate of 0.2110 to the December average rate of 0.2198, the exchange rate registered a net change of 4.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.2417 was up 5.83% compared to the 2011 peak of 0.2284, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 1,209 GHS

2011 Average 1,068 GHS

Yearly Trough Low 1,003 GHS

Transaction Impact: A difference of 205.80 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.2392

0.2085

JanuMarcMayJulySeptNove

NAD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2253, compared to 0.2259 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.2253

H2 Avg (Jul–Dec) 0.2259

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0199 GHS (High: 0.2205 / Low: 0.2006). On the other end, November was the most stable month, with a tight range of 0.0070 GHS (High: 0.2180 / Low: 0.2110).

January Spread (Volatile) ±0.0199

November Spread (Stable) ±0.0070

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0122 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0122

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 0.2353) against the same month in 2011 (average: 0.2153), the exchange rate shifted by +0.0201 (+9.32%).

2012 Avg (August) 0.2353

2011 Avg (August) 0.2153

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2205	0.2006	0.2110
February	0.2287	0.2160	0.2210
March	0.2346	0.2202	0.2289
April	0.2391	0.2244	0.2310
May	0.2399	0.2217	0.2312
June	0.2371	0.2191	0.2285
July	0.2396	0.2300	0.2367
August	0.2417	0.2280	0.2353
September	0.2336	0.2259	0.2305
October	0.2293	0.2141	0.2183
November	0.2180	0.2110	0.2146
December	0.2252	0.2145	0.2198