2016 NAD to GHS Historical Review

YEARLY HIGH

0.3157 GHS

YEARLY LOW

0.2304 GHS

YEARLY AVERAGE

0.2696 GHS

2016 NAD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NAD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 0.3157. Conversely, the yearly low was recorded on January 11, dropping to 0.2304.

This high-to-low spread represents a total annual volatility of 0.0853 GHS. From a start-to-finish perspective, comparing the January average rate of 0.2393 to the December average rate of 0.3056, the exchange rate registered a net change of 27.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.3157 was down 13.18% compared to the 2015 peak of 0.3637, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 1,579 GHS

2015 Average 1,487 GHS

Yearly Trough Low 1,152 GHS

Transaction Impact: A difference of 426.70 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.3122

0.2327

JanuMarcMayJulySeptNove

NAD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2522, compared to 0.2870 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0348 points.

H1 Avg (Jan–Jun) 0.2522

H2 Avg (Jul–Dec) 0.2870

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0313 GHS (High: 0.3080 / Low: 0.2767). On the other end, March was the most stable month, with a tight range of 0.0147 GHS (High: 0.2588 / Low: 0.2440).

November Spread (Volatile) ±0.0313

March Spread (Stable) ±0.0147

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0115 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0115

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.3056) against the same month in 2015 (average: 0.2530), the exchange rate shifted by +0.0525 (+20.77%).

2016 Avg (December) 0.3056

2015 Avg (December) 0.2530

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2495	0.2304	0.2393
February	0.2614	0.2432	0.2512
March	0.2588	0.2440	0.2510
April	0.2689	0.2523	0.2622
May	0.2685	0.2438	0.2507
June	0.2726	0.2456	0.2586
July	0.2832	0.2660	0.2743
August	0.2958	0.2698	0.2867
September	0.2932	0.2707	0.2816
October	0.2938	0.2761	0.2851
November	0.3080	0.2767	0.2888
December	0.3157	0.2955	0.3056