2014 NAD to GHS Historical Review

YEARLY HIGH

0.3646 GHS

YEARLY LOW

0.2134 GHS

YEARLY AVERAGE

0.2804 GHS

2014 NAD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NAD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 0.3646. Conversely, the yearly low was recorded on January 31, dropping to 0.2134.

This high-to-low spread represents a total annual volatility of 0.1512 GHS. From a start-to-finish perspective, comparing the January average rate of 0.2196 to the December average rate of 0.2787, the exchange rate registered a net change of 26.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.3646 was up 60.05% compared to the 2013 peak of 0.2278, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 1,823 GHS

2013 Average 1,071 GHS

Yearly Trough Low 1,067 GHS

Transaction Impact: A difference of 756.23 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.3535

0.2074

JanuMarcMayJulySeptNove

NAD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2537, compared to 0.3072 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0535 points.

H1 Avg (Jan–Jun) 0.2537

H2 Avg (Jul–Dec) 0.3072

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0645 GHS (High: 0.3553 / Low: 0.2907). On the other end, November was the most stable month, with a tight range of 0.0112 GHS (High: 0.2961 / Low: 0.2849).

September Spread (Volatile) ±0.0645

November Spread (Stable) ±0.0112

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0337 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0337

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 0.3413) against the same month in 2013 (average: 0.2100), the exchange rate shifted by +0.1313 (+62.52%).

2014 Avg (August) 0.3413

2013 Avg (August) 0.2100

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2247	0.2134	0.2196
February	0.2392	0.2137	0.2271
March	0.2543	0.2356	0.2415
April	0.2682	0.2536	0.2621
May	0.2881	0.2688	0.2798
June	0.3085	0.2784	0.2920
July	0.3334	0.3036	0.3168
August	0.3646	0.3155	0.3413
September	0.3553	0.2907	0.3252
October	0.2976	0.2851	0.2915
November	0.2961	0.2849	0.2896
December	0.2905	0.2745	0.2787