2018 NAD to GHS Historical Review

YEARLY HIGH

0.3869 GHS

YEARLY LOW

0.3128 GHS

YEARLY AVERAGE

0.3555 GHS

2018 NAD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the NAD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 0.3869. Conversely, the yearly low was recorded on September 5, dropping to 0.3128.

This high-to-low spread represents a total annual volatility of 0.0741 GHS. From a start-to-finish perspective, comparing the January average rate of 0.3727 to the December average rate of 0.3456, the exchange rate registered a net change of -7.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.3869 was up 4.93% compared to the 2017 peak of 0.3687, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 1,935 GHS

2017 Average 1,655 GHS

Yearly Trough Low 1,564 GHS

Transaction Impact: A difference of 370.57 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.3832

0.3227

JanuMarcMayJulySeptNove

NAD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3690, compared to 0.3419 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0271 points.

H1 Avg (Jan–Jun) 0.3690

H2 Avg (Jul–Dec) 0.3419

Volatility Range Comparison

Volatility

The most volatile month in 2018 was September, with a trading range of 0.0358 GHS (High: 0.3486 / Low: 0.3128). On the other end, March was the most stable month, with a tight range of 0.0123 GHS (High: 0.3791 / Low: 0.3668).

September Spread (Volatile) ±0.0358

March Spread (Stable) ±0.0123

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0150 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0150

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 0.3781) against the same month in 2017 (average: 0.3372), the exchange rate shifted by +0.0409 (+12.12%).

2018 Avg (February) 0.3781

2017 Avg (February) 0.3372

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3858	0.3649	0.3727
February	0.3869	0.3653	0.3781
March	0.3791	0.3668	0.3739
April	0.3736	0.3580	0.3671
May	0.3740	0.3554	0.3653
June	0.3750	0.3434	0.3572
July	0.3649	0.3453	0.3563
August	0.3633	0.3281	0.3427
September	0.3486	0.3128	0.3277
October	0.3458	0.3231	0.3343
November	0.3620	0.3335	0.3449
December	0.3623	0.3336	0.3456