2012 NAD to SBD Historical Review

YEARLY HIGH

0.9503 SBD

YEARLY LOW

0.7923 SBD

YEARLY AVERAGE

0.8706 SBD

2012 NAD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NAD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 0.9503. Conversely, the yearly low was recorded on November 22, dropping to 0.7923.

This high-to-low spread represents a total annual volatility of 0.1580 SBD. From a start-to-finish perspective, comparing the January average rate of 0.9157 to the December average rate of 0.8225, the exchange rate registered a net change of -10.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.9503 was down 21.16% compared to the 2011 peak of 1.2053, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 4,752 SBD

2011 Average 5,272 SBD

Yearly Trough Low 3,962 SBD

Transaction Impact: A difference of 790.13 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.9532

0.7944

JanuMarcMayJulySeptNove

NAD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9021, compared to 0.8391 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0629 points.

H1 Avg (Jan–Jun) 0.9021

H2 Avg (Jul–Dec) 0.8391

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0645 SBD (High: 0.8945 / Low: 0.8300). On the other end, June was the most stable month, with a tight range of 0.0256 SBD (High: 0.8520 / Low: 0.8264).

July Spread (Volatile) ±0.0645

June Spread (Stable) ±0.0256

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0542 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0542

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 0.9400) against the same month in 2011 (average: 1.1057), the exchange rate shifted by -0.1658 (-14.99%).

2012 Avg (March) 0.9400

2011 Avg (March) 1.1057

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9421	0.8975	0.9157
February	0.9362	0.9094	0.9205
March	0.9503	0.9243	0.9400
April	0.9316	0.8933	0.9116
May	0.9241	0.8611	0.8895
June	0.8520	0.8264	0.8353
July	0.8945	0.8300	0.8699
August	0.8731	0.8331	0.8547
September	0.8730	0.8406	0.8563
October	0.8581	0.8091	0.8238
November	0.8261	0.7923	0.8077
December	0.8393	0.7999	0.8225