2025 NAD to SBD Historical Review

YEARLY HIGH

0.4912 SBD

YEARLY LOW

0.4220 SBD

YEARLY AVERAGE

0.4649 SBD

2025 NAD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NAD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.4912. Conversely, the yearly low was recorded on April 9, dropping to 0.4220.

This high-to-low spread represents a total annual volatility of 0.0692 SBD. From a start-to-finish perspective, comparing the January average rate of 0.4501 to the December average rate of 0.4864, the exchange rate registered a net change of 8.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4912 was up 1.74% compared to the 2024 peak of 0.4828, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 2,456 SBD

2024 Average 2,300 SBD

Yearly Trough Low 2,110 SBD

Transaction Impact: A difference of 345.91 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4910

0.4362

JanuMarcMayJulySeptNove

NAD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4556, compared to 0.4742 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0186 points.

H1 Avg (Jan–Jun) 0.4556

H2 Avg (Jul–Dec) 0.4742

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0316 SBD (High: 0.4536 / Low: 0.4220). On the other end, June was the most stable month, with a tight range of 0.0099 SBD (High: 0.4716 / Low: 0.4617).

April Spread (Volatile) ±0.0316

June Spread (Stable) ±0.0099

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0203 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0203

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.4864) against the same month in 2024 (average: 0.4599), the exchange rate shifted by +0.0265 (+5.77%).

2025 Avg (December) 0.4864

2024 Avg (December) 0.4599

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4601	0.4404	0.4501
February	0.4603	0.4459	0.4566
March	0.4655	0.4520	0.4611
April	0.4536	0.4220	0.4408
May	0.4676	0.4461	0.4577
June	0.4716	0.4617	0.4676
July	0.4754	0.4578	0.4684
August	0.4711	0.4566	0.4645
September	0.4760	0.4624	0.4713
October	0.4819	0.4709	0.4766
November	0.4847	0.4724	0.4780
December	0.4912	0.4804	0.4864