2022 NAD to SBD Historical Review

YEARLY HIGH

0.5523 SBD

YEARLY LOW

0.4439 SBD

YEARLY AVERAGE

0.5011 SBD

2022 NAD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NAD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 25, valuing the pair at 0.5523. Conversely, the yearly low was recorded on October 24, dropping to 0.4439.

This high-to-low spread represents a total annual volatility of 0.1084 SBD. From a start-to-finish perspective, comparing the January average rate of 0.5210 to the December average rate of 0.4771, the exchange rate registered a net change of -8.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.5523 was down 6.65% compared to the 2021 peak of 0.5916, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 2,761 SBD

2021 Average 2,716 SBD

Yearly Trough Low 2,219 SBD

Transaction Impact: A difference of 542.02 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.5445

0.4427

JanuMarcMayJulySeptNove

NAD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5246, compared to 0.4776 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0470 points.

H1 Avg (Jan–Jun) 0.5246

H2 Avg (Jul–Dec) 0.4776

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.0487 SBD (High: 0.5523 / Low: 0.5036). On the other end, October was the most stable month, with a tight range of 0.0134 SBD (High: 0.4573 / Low: 0.4439).

March Spread (Volatile) ±0.0487

October Spread (Stable) ±0.0134

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0263 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0263

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 0.5360) against the same month in 2021 (average: 0.5325), the exchange rate shifted by +0.0035 (+0.66%).

2022 Avg (March) 0.5360

2021 Avg (March) 0.5325

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5352	0.5047	0.5210
February	0.5369	0.5211	0.5310
March	0.5523	0.5036	0.5360
April	0.5495	0.5015	0.5353
May	0.5210	0.4978	0.5090
June	0.5274	0.5039	0.5153
July	0.5218	0.4783	0.5073
August	0.5092	0.4827	0.4931
September	0.4865	0.4508	0.4668
October	0.4573	0.4439	0.4512
November	0.4849	0.4490	0.4701
December	0.4867	0.4640	0.4771