2013 NAD to SBD Historical Review

YEARLY HIGH

0.8375 SBD

YEARLY LOW

0.6832 SBD

YEARLY AVERAGE

0.7443 SBD

2013 NAD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the NAD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.8375. Conversely, the yearly low was recorded on December 12, dropping to 0.6832.

This high-to-low spread represents a total annual volatility of 0.1543 SBD. From a start-to-finish perspective, comparing the January average rate of 0.8097 to the December average rate of 0.6936, the exchange rate registered a net change of -14.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.8375 was down 11.87% compared to the 2012 peak of 0.9503, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 4,187 SBD

2012 Average 4,353 SBD

Yearly Trough Low 3,416 SBD

Transaction Impact: A difference of 771.60 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.8213

0.6820

JanuMarcMayJulySeptNove

NAD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7782, compared to 0.7104 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0679 points.

H1 Avg (Jan–Jun) 0.7782

H2 Avg (Jul–Dec) 0.7104

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.1000 SBD (High: 0.8185 / Low: 0.7184). On the other end, December was the most stable month, with a tight range of 0.0200 SBD (High: 0.7032 / Low: 0.6832).

May Spread (Volatile) ±0.1000

December Spread (Stable) ±0.0200

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0579 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0579

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 0.8097) against the same month in 2012 (average: 0.9157), the exchange rate shifted by -0.1061 (-11.58%).

2013 Avg (January) 0.8097

2012 Avg (January) 0.9157

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8375	0.7839	0.8097
February	0.8095	0.7893	0.7976
March	0.7865	0.7644	0.7761
April	0.8084	0.7704	0.7933
May	0.8185	0.7184	0.7753
June	0.7337	0.7025	0.7174
July	0.7288	0.7056	0.7183
August	0.7283	0.6841	0.7084
September	0.7373	0.6907	0.7143
October	0.7348	0.7061	0.7229
November	0.7129	0.6916	0.7046
December	0.7032	0.6832	0.6936