2014 NAD to ZAR Historical Review

YEARLY HIGH

1.0066 ZAR

YEARLY LOW

0.9917 ZAR

YEARLY AVERAGE

0.9998 ZAR

2014 NAD to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NAD to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 2, valuing the pair at 1.0066. Conversely, the yearly low was recorded on February 2, dropping to 0.9917.

This high-to-low spread represents a total annual volatility of 0.0149 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.9994 to the December average rate of 0.9998, the exchange rate registered a net change of 0.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.0066 was down 0.71% compared to the 2013 peak of 1.0138, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 5,033 ZAR

2013 Average 5,000 ZAR

Yearly Trough Low 4,958 ZAR

Transaction Impact: A difference of 74.58 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.0006

0.9988

JanuMarcMayJulySeptNove

NAD to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9996, compared to 0.9999 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.9996

H2 Avg (Jul–Dec) 0.9999

Volatility Range Comparison

Volatility

The most volatile month in 2014 was February, with a trading range of 0.0140 ZAR (High: 1.0057 / Low: 0.9917). On the other end, July was the most stable month, with a tight range of 0.0044 ZAR (High: 1.0023 / Low: 0.9980).

February Spread (Volatile) ±0.0140

July Spread (Stable) ±0.0044

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0009 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 1.0002) against the same month in 2013 (average: 1.0002), the exchange rate shifted by +0.0000 (+0.00%).

2014 Avg (November) 1.0002

2013 Avg (November) 1.0002

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0051	0.9929	0.9994
February	1.0057	0.9917	0.9989
March	1.0056	0.9959	1.0005
April	1.0035	0.9969	0.9997
May	1.0036	0.9971	0.9994
June	1.0027	0.9960	0.9998
July	1.0023	0.9980	0.9998
August	1.0023	0.9976	0.9997
September	1.0049	0.9974	1.0003
October	1.0059	0.9947	0.9994
November	1.0066	0.9939	1.0002
December	1.0020	0.9975	0.9998