2020 NAD to ZAR Historical Review

YEARLY HIGH

1.0332 ZAR

YEARLY LOW

0.9170 ZAR

YEARLY AVERAGE

0.9994 ZAR

2020 NAD to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 11, valuing the pair at 1.0332. Conversely, the yearly low was recorded on October 5, dropping to 0.9170.

This high-to-low spread represents a total annual volatility of 0.1161 ZAR. From a start-to-finish perspective, comparing the January average rate of 1.0035 to the December average rate of 0.9996, the exchange rate registered a net change of -0.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.0332 was down 0.55% compared to the 2019 peak of 1.0389, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 5,166 ZAR

2019 Average 4,993 ZAR

Yearly Trough Low 4,585 ZAR

Transaction Impact: A difference of 580.53 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.0070

0.9879

JanuMarcMayJulySeptNove

NAD to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0027, compared to 0.9962 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0065 points.

H1 Avg (Jan–Jun) 1.0027

H2 Avg (Jul–Dec) 0.9962

Volatility Range Comparison

Volatility

The most volatile month in 2020 was October, with a trading range of 0.0965 ZAR (High: 1.0135 / Low: 0.9170). On the other end, December was the most stable month, with a tight range of 0.0232 ZAR (High: 1.0123 / Low: 0.9891).

October Spread (Volatile) ±0.0965

December Spread (Stable) ±0.0232

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0082 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0082

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2020: 1.0003) against the same month in 2019 (average: 0.9994), the exchange rate shifted by +0.0008 (+0.08%).

2020 Avg (June) 1.0003

2019 Avg (June) 0.9994

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0205	0.9927	1.0035
February	1.0229	0.9927	1.0054
March	1.0308	0.9874	1.0041
April	1.0294	0.9683	1.0038
May	1.0204	0.9652	0.9989
June	1.0332	0.9877	1.0003
July	1.0307	0.9817	1.0013
August	1.0307	0.9552	0.9930
September	1.0192	0.9586	0.9954
October	1.0135	0.9170	0.9895
November	1.0182	0.9788	0.9984
December	1.0123	0.9891	0.9996