2022 NAD to ZAR Historical Review

YEARLY HIGH

1.0823 ZAR

YEARLY LOW

0.9366 ZAR

YEARLY AVERAGE

1.0041 ZAR

2022 NAD to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NAD to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 1.0823. Conversely, the yearly low was recorded on March 20, dropping to 0.9366.

This high-to-low spread represents a total annual volatility of 0.1457 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.9999 to the December average rate of 1.0028, the exchange rate registered a net change of 0.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.0823 was up 0.87% compared to the 2021 peak of 1.0730, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 5,412 ZAR

2021 Average 5,001 ZAR

Yearly Trough Low 4,683 ZAR

Transaction Impact: A difference of 728.58 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.0510

0.9912

JanuMarcMayJulySeptNove

NAD to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0001, compared to 1.0081 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0080 points.

H1 Avg (Jan–Jun) 1.0001

H2 Avg (Jul–Dec) 1.0081

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 0.1022 ZAR (High: 1.0823 / Low: 0.9801). On the other end, January was the most stable month, with a tight range of 0.0240 ZAR (High: 1.0093 / Low: 0.9853).

July Spread (Volatile) ±0.1022

January Spread (Stable) ±0.0240

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0455 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0455

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2022: 1.0460) against the same month in 2021 (average: 0.9980), the exchange rate shifted by +0.0480 (+4.81%).

2022 Avg (July) 1.0460

2021 Avg (July) 0.9980

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0093	0.9853	0.9999
February	1.0157	0.9888	1.0000
March	1.0098	0.9366	0.9965
April	1.0728	0.9878	1.0029
May	1.0054	0.9810	0.9982
June	1.0303	0.9797	1.0032
July	1.0823	0.9801	1.0460
August	1.0169	0.9763	1.0005
September	1.0225	0.9928	1.0024
October	1.0123	0.9840	1.0009
November	1.0118	0.9839	0.9962
December	1.0363	0.9812	1.0028