2015 NAD to ZAR Historical Review

YEARLY HIGH

1.0074 ZAR

YEARLY LOW

0.9858 ZAR

YEARLY AVERAGE

1.0000 ZAR

2015 NAD to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NAD to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 1.0074. Conversely, the yearly low was recorded on December 14, dropping to 0.9858.

This high-to-low spread represents a total annual volatility of 0.0215 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.9996 to the December average rate of 1.0002, the exchange rate registered a net change of 0.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.0074 was up 0.08% compared to the 2014 peak of 1.0066, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 5,037 ZAR

2014 Average 4,999 ZAR

Yearly Trough Low 4,929 ZAR

Transaction Impact: A difference of 107.72 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.0004

0.9995

JanuMarcMayJulySeptNove

NAD to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9998, compared to 1.0002 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.9998

H2 Avg (Jul–Dec) 1.0002

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.0215 ZAR (High: 1.0074 / Low: 0.9858). On the other end, October was the most stable month, with a tight range of 0.0021 ZAR (High: 1.0011 / Low: 0.9990).

December Spread (Volatile) ±0.0215

October Spread (Stable) ±0.0021

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0003 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 1.0002) against the same month in 2014 (average: 0.9998), the exchange rate shifted by +0.0004 (+0.04%).

2015 Avg (December) 1.0002

2014 Avg (December) 0.9998

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0020	0.9938	0.9996
February	1.0013	0.9966	0.9998
March	1.0022	0.9959	0.9999
April	1.0007	0.9940	0.9996
May	1.0009	0.9985	1.0000
June	1.0040	0.9982	1.0000
July	1.0027	0.9986	1.0002
August	1.0017	0.9991	1.0003
September	1.0043	0.9984	1.0002
October	1.0011	0.9990	1.0000
November	1.0031	0.9980	1.0001
December	1.0074	0.9858	1.0002