2012 NGN to GMD Historical Review

YEARLY HIGH

0.2171 GMD

YEARLY LOW

0.1767 GMD

YEARLY AVERAGE

0.1959 GMD

2012 NGN to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NGN to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 31, valuing the pair at 0.2171. Conversely, the yearly low was recorded on January 2, dropping to 0.1767.

This high-to-low spread represents a total annual volatility of 0.0404 GMD. From a start-to-finish perspective, comparing the January average rate of 0.1838 to the December average rate of 0.1975, the exchange rate registered a net change of 7.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.2171 was up 13.92% compared to the 2011 peak of 0.1906, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 217,091 GMD

2011 Average 180,767 GMD

Yearly Trough Low 176,666 GMD

Transaction Impact: A difference of 40,424.93 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.2159

0.1808

JanuMarcMayJulySeptNove

NGN to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1898, compared to 0.2020 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0122 points.

H1 Avg (Jan–Jun) 0.1898

H2 Avg (Jul–Dec) 0.2020

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 0.0273 GMD (High: 0.2168 / Low: 0.1895). On the other end, September was the most stable month, with a tight range of 0.0041 GMD (High: 0.2125 / Low: 0.2084).

November Spread (Volatile) ±0.0273

September Spread (Stable) ±0.0041

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0165 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0165

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2012: 0.2130) against the same month in 2011 (average: 0.1815), the exchange rate shifted by +0.0315 (+17.34%).

2012 Avg (October) 0.2130

2011 Avg (October) 0.1815

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1875	0.1767	0.1838
February	0.1981	0.1848	0.1915
March	0.1955	0.1867	0.1935
April	0.1914	0.1839	0.1880
May	0.1939	0.1894	0.1918
June	0.1957	0.1856	0.1905
July	0.1984	0.1910	0.1949
August	0.2121	0.1948	0.2005
September	0.2125	0.2084	0.2097
October	0.2171	0.2092	0.2130
November	0.2168	0.1895	0.1966
December	0.2085	0.1896	0.1975