2026 NGN to GMD Historical Review

YEARLY HIGH

0.0552 GMD

YEARLY LOW

0.0512 GMD

YEARLY AVERAGE

0.0534 GMD

2026 NGN to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NGN to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 18, valuing the pair at 0.0552. Conversely, the yearly low was recorded on January 1, dropping to 0.0512.

This high-to-low spread represents a total annual volatility of 0.0041 GMD. From a start-to-finish perspective, comparing the January average rate of 0.0518 to the December average rate of 0.0541, the exchange rate registered a net change of 4.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0552 was up 7.52% compared to the 2025 peak of 0.0514, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 55,224 GMD

2025 Average 47,472 GMD

Yearly Trough Low 51,154 GMD

Transaction Impact: A difference of 4,070.16 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0543

0.0515

JanuMarcMayJuly

NGN to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0532, compared to 0.0538 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0532

H2 Avg (Jul–Dec) 0.0538

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.0028 GMD (High: 0.0552 / Low: 0.0524). On the other end, August was the most stable month, with a tight range of 0.0003 GMD (High: 0.0542 / Low: 0.0540).

February Spread (Volatile) ±0.0028

August Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0009 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.0540) against the same month in 2025 (average: 0.0470), the exchange rate shifted by +0.0070 (+14.88%).

2026 Avg (February) 0.0540

2025 Avg (February) 0.0470

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0530	0.0512	0.0518
February	0.0552	0.0524	0.0540
March	0.0546	0.0522	0.0533
April	0.0550	0.0529	0.0540
May	0.0532	0.0529	0.0530
June	0.0540	0.0527	0.0534
July	0.0545	0.0529	0.0535
August	0.0542	0.0540	0.0541