2015 NGN to GMD Historical Review

YEARLY HIGH

0.2412 GMD

YEARLY LOW

0.1946 GMD

YEARLY AVERAGE

0.2084 GMD

2015 NGN to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NGN to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 0.2412. Conversely, the yearly low was recorded on October 24, dropping to 0.1946.

This high-to-low spread represents a total annual volatility of 0.0466 GMD. From a start-to-finish perspective, comparing the January average rate of 0.2310 to the December average rate of 0.1987, the exchange rate registered a net change of -13.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.2412 was down 8.14% compared to the 2014 peak of 0.2625, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 241,176 GMD

2014 Average 241,738 GMD

Yearly Trough Low 194,593 GMD

Transaction Impact: A difference of 46,582.22 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.2344

0.1933

JanuMarcMayJulySeptNove

NGN to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2185, compared to 0.1983 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0202 points.

H1 Avg (Jan–Jun) 0.2185

H2 Avg (Jul–Dec) 0.1983

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 0.0203 GMD (High: 0.2307 / Low: 0.2103). On the other end, May was the most stable month, with a tight range of 0.0010 GMD (High: 0.2168 / Low: 0.2158).

February Spread (Volatile) ±0.0203

May Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0148 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0148

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.2310) against the same month in 2014 (average: 0.2379), the exchange rate shifted by -0.0069 (-2.89%).

2015 Avg (January) 0.2310

2014 Avg (January) 0.2379

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2412	0.2220	0.2310
February	0.2307	0.2103	0.2176
March	0.2170	0.2127	0.2157
April	0.2169	0.2155	0.2162
May	0.2168	0.2158	0.2162
June	0.2167	0.1984	0.2141
July	0.2012	0.1979	0.1993
August	0.2012	0.1974	0.1997
September	0.2044	0.1956	0.1979
October	0.1989	0.1946	0.1967
November	0.1992	0.1954	0.1975
December	0.2006	0.1976	0.1987