2013 NGN to GMD Historical Review

YEARLY HIGH

0.2409 GMD

YEARLY LOW

0.1988 GMD

YEARLY AVERAGE

0.2127 GMD

2013 NGN to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the NGN to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 8, valuing the pair at 0.2409. Conversely, the yearly low was recorded on September 9, dropping to 0.1988.

This high-to-low spread represents a total annual volatility of 0.0421 GMD. From a start-to-finish perspective, comparing the January average rate of 0.2132 to the December average rate of 0.2383, the exchange rate registered a net change of 11.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.2409 was up 10.98% compared to the 2012 peak of 0.2171, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 240,935 GMD

2012 Average 195,958 GMD

Yearly Trough Low 198,832 GMD

Transaction Impact: A difference of 42,102.77 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.2420

0.1978

JanuMarcMayJulySeptNove

NGN to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2136, compared to 0.2117 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.2136

H2 Avg (Jul–Dec) 0.2117

Volatility Range Comparison

Volatility

The most volatile month in 2013 was November, with a trading range of 0.0350 GMD (High: 0.2399 / Low: 0.2048). On the other end, October was the most stable month, with a tight range of 0.0034 GMD (High: 0.2057 / Low: 0.2023).

November Spread (Volatile) ±0.0350

October Spread (Stable) ±0.0034

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0210 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0210

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.2383) against the same month in 2012 (average: 0.1975), the exchange rate shifted by +0.0408 (+20.66%).

2013 Avg (December) 0.2383

2012 Avg (December) 0.1975

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2182	0.2062	0.2132
February	0.2164	0.2088	0.2119
March	0.2135	0.2081	0.2102
April	0.2115	0.2080	0.2093
May	0.2228	0.2084	0.2116
June	0.2293	0.2137	0.2253
July	0.2228	0.2014	0.2043
August	0.2174	0.2007	0.2043
September	0.2057	0.1988	0.2015
October	0.2057	0.2023	0.2043
November	0.2399	0.2048	0.2176
December	0.2409	0.2352	0.2383