2012 NGN to JMD Historical Review

YEARLY HIGH

0.5917 JMD

YEARLY LOW

0.5288 JMD

YEARLY AVERAGE

0.5566 JMD

2012 NGN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NGN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.5917. Conversely, the yearly low was recorded on January 17, dropping to 0.5288.

This high-to-low spread represents a total annual volatility of 0.0629 JMD. From a start-to-finish perspective, comparing the January average rate of 0.5340 to the December average rate of 0.5850, the exchange rate registered a net change of 9.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.5917 was up 2.82% compared to the 2011 peak of 0.5754, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 591,673 JMD

2011 Average 551,266 JMD

Yearly Trough Low 528,762 JMD

Transaction Impact: A difference of 62,911.22 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.5901

0.5289

JanuMarcMayJulySeptNove

NGN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5449, compared to 0.5684 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0234 points.

H1 Avg (Jan–Jun) 0.5449

H2 Avg (Jul–Dec) 0.5684

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0193 JMD (High: 0.5591 / Low: 0.5398). On the other end, April was the most stable month, with a tight range of 0.0042 JMD (High: 0.5528 / Low: 0.5486).

July Spread (Volatile) ±0.0193

April Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0086 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0086

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 0.5850) against the same month in 2011 (average: 0.5310), the exchange rate shifted by +0.0541 (+10.18%).

2012 Avg (December) 0.5850

2011 Avg (December) 0.5310

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5409	0.5288	0.5340
February	0.5524	0.5353	0.5445
March	0.5526	0.5466	0.5495
April	0.5528	0.5486	0.5505
May	0.5536	0.5449	0.5498
June	0.5471	0.5375	0.5412
July	0.5591	0.5398	0.5488
August	0.5684	0.5509	0.5614
September	0.5684	0.5640	0.5664
October	0.5764	0.5682	0.5721
November	0.5793	0.5729	0.5764
December	0.5917	0.5792	0.5850