2025 NGN to JMD Historical Review

YEARLY HIGH

0.1120 JMD

YEARLY LOW

0.0930 JMD

YEARLY AVERAGE

0.1046 JMD

2025 NGN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NGN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 10, valuing the pair at 0.1120. Conversely, the yearly low was recorded on February 3, dropping to 0.0930.

This high-to-low spread represents a total annual volatility of 0.0190 JMD. From a start-to-finish perspective, comparing the January average rate of 0.1011 to the December average rate of 0.1101, the exchange rate registered a net change of 8.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1120 was down 37.94% compared to the 2024 peak of 0.1805, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 111,999 JMD

2024 Average 109,662 JMD

Yearly Trough Low 93,000 JMD

Transaction Impact: A difference of 18,999.05 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1122

0.0983

JanuMarcMayJulySeptNove

NGN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1016, compared to 0.1077 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0061 points.

H1 Avg (Jan–Jun) 0.1016

H2 Avg (Jul–Dec) 0.1077

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.0129 JMD (High: 0.1059 / Low: 0.0930). On the other end, July was the most stable month, with a tight range of 0.0009 JMD (High: 0.1049 / Low: 0.1040).

February Spread (Volatile) ±0.0129

July Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0028 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.1110) against the same month in 2024 (average: 0.0947), the exchange rate shifted by +0.0164 (+17.30%).

2025 Avg (November) 0.1110

2024 Avg (November) 0.0947

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1020	0.1002	0.1011
February	0.1059	0.0930	0.1032
March	0.1051	0.1007	0.1027
April	0.1055	0.0982	0.0999
May	0.1005	0.0987	0.0995
June	0.1044	0.1005	0.1029
July	0.1049	0.1040	0.1045
August	0.1050	0.1038	0.1044
September	0.1080	0.1037	0.1065
October	0.1110	0.1079	0.1096
November	0.1120	0.1103	0.1110
December	0.1110	0.1094	0.1101