2014 NGN to JMD Historical Review

YEARLY HIGH

0.6998 JMD

YEARLY LOW

0.6178 JMD

YEARLY AVERAGE

0.6721 JMD

2014 NGN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NGN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 5, valuing the pair at 0.6998. Conversely, the yearly low was recorded on December 23, dropping to 0.6178.

This high-to-low spread represents a total annual volatility of 0.0821 JMD. From a start-to-finish perspective, comparing the January average rate of 0.6645 to the December average rate of 0.6260, the exchange rate registered a net change of -5.79% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.6998 was up 4.81% compared to the 2013 peak of 0.6677, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 699,832 JMD

2013 Average 626,485 JMD

Yearly Trough Low 617,764 JMD

Transaction Impact: A difference of 82,068.37 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.7014

0.6192

JanuMarcMayJulySeptNove

NGN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6703, compared to 0.6739 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0036 points.

H1 Avg (Jan–Jun) 0.6703

H2 Avg (Jul–Dec) 0.6739

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 0.0464 JMD (High: 0.6809 / Low: 0.6345). On the other end, September was the most stable month, with a tight range of 0.0079 JMD (High: 0.6944 / Low: 0.6865).

November Spread (Volatile) ±0.0464

September Spread (Stable) ±0.0079

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0314 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0314

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 0.6945) against the same month in 2013 (average: 0.6297), the exchange rate shifted by +0.0648 (+10.29%).

2014 Avg (August) 0.6945

2013 Avg (August) 0.6297

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6682	0.6574	0.6645
February	0.6609	0.6507	0.6561
March	0.6634	0.6537	0.6599
April	0.6831	0.6626	0.6755
May	0.6921	0.6792	0.6833
June	0.6863	0.6780	0.6824
July	0.6964	0.6866	0.6922
August	0.6998	0.6909	0.6945
September	0.6944	0.6865	0.6901
October	0.6878	0.6795	0.6827
November	0.6809	0.6345	0.6575
December	0.6342	0.6178	0.6260