2015 NGN to JMD Historical Review

YEARLY HIGH

0.6362 JMD

YEARLY LOW

0.5642 JMD

YEARLY AVERAGE

0.5903 JMD

2015 NGN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NGN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 0.6362. Conversely, the yearly low was recorded on February 12, dropping to 0.5642.

This high-to-low spread represents a total annual volatility of 0.0720 JMD. From a start-to-finish perspective, comparing the January average rate of 0.6182 to the December average rate of 0.6019, the exchange rate registered a net change of -2.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.6362 was down 9.09% compared to the 2014 peak of 0.6998, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 636,207 JMD

2014 Average 672,155 JMD

Yearly Trough Low 564,185 JMD

Transaction Impact: A difference of 72,022.02 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.6224

0.5724

JanuMarcMayJulySeptNove

NGN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5862, compared to 0.5944 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0082 points.

H1 Avg (Jan–Jun) 0.5862

H2 Avg (Jul–Dec) 0.5944

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 0.0479 JMD (High: 0.6121 / Low: 0.5642). On the other end, June was the most stable month, with a tight range of 0.0034 JMD (High: 0.5835 / Low: 0.5801).

February Spread (Volatile) ±0.0479

June Spread (Stable) ±0.0034

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0354 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0354

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.6182) against the same month in 2014 (average: 0.6645), the exchange rate shifted by -0.0463 (-6.96%).

2015 Avg (January) 0.6182

2014 Avg (January) 0.6645

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6362	0.6013	0.6182
February	0.6121	0.5642	0.5829
March	0.5791	0.5697	0.5770
April	0.5789	0.5741	0.5765
May	0.5836	0.5754	0.5806
June	0.5835	0.5801	0.5820
July	0.5857	0.5808	0.5837
August	0.5905	0.5803	0.5883
September	0.5959	0.5908	0.5941
October	0.6034	0.5956	0.5987
November	0.6018	0.5963	0.5999
December	0.6038	0.5973	0.6019