2012 NIO to HRK Historical Review

YEARLY HIGH

0.2626 HRK

YEARLY LOW

0.2351 HRK

YEARLY AVERAGE

0.2487 HRK

2012 NIO to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NIO to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.2626. Conversely, the yearly low was recorded on December 30, dropping to 0.2351.

This high-to-low spread represents a total annual volatility of 0.0275 HRK. From a start-to-finish perspective, comparing the January average rate of 0.2544 to the December average rate of 0.2382, the exchange rate registered a net change of -6.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.2626 was down 9.01% compared to the 2011 peak of 0.2887, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NIO based on timing:

Yearly Peak High 1,313 HRK

2011 Average 1,227 HRK

Yearly Trough Low 1,176 HRK

Transaction Impact: A difference of 137.62 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.2609

0.2361

JanuMarcMayJulySeptNove

NIO to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2503, compared to 0.2471 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0032 points.

H1 Avg (Jan–Jun) 0.2503

H2 Avg (Jul–Dec) 0.2471

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0189 HRK (High: 0.2615 / Low: 0.2426). On the other end, April was the most stable month, with a tight range of 0.0038 HRK (High: 0.2461 / Low: 0.2422).

May Spread (Volatile) ±0.0189

April Spread (Stable) ±0.0038

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0121 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0121

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.2588) against the same month in 2011 (average: 0.2315), the exchange rate shifted by +0.0273 (+11.78%).

2012 Avg (July) 0.2588

2011 Avg (July) 0.2315

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2591	0.2490	0.2544
February	0.2521	0.2426	0.2480
March	0.2489	0.2422	0.2460
April	0.2461	0.2422	0.2445
May	0.2615	0.2426	0.2524
June	0.2617	0.2529	0.2566
July	0.2626	0.2531	0.2588
August	0.2592	0.2499	0.2550
September	0.2505	0.2375	0.2429
October	0.2445	0.2404	0.2424
November	0.2475	0.2416	0.2452
December	0.2423	0.2351	0.2382