2025 NIO to HRK Historical Review

YEARLY HIGH

0.1999 HRK

YEARLY LOW

0.1728 HRK

YEARLY AVERAGE

0.1816 HRK

2025 NIO to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NIO to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.1999. Conversely, the yearly low was recorded on September 16, dropping to 0.1728.

This high-to-low spread represents a total annual volatility of 0.0271 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1979 to the December average rate of 0.1748, the exchange rate registered a net change of -11.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1999 was up 1.06% compared to the 2024 peak of 0.1978, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NIO based on timing:

Yearly Peak High 999 HRK

2024 Average 947 HRK

Yearly Trough Low 864 HRK

Transaction Impact: A difference of 135.42 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.2002

0.1724

JanuMarcMayJulySeptNove

NIO to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1876, compared to 0.1757 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0119 points.

H1 Avg (Jan–Jun) 0.1876

H2 Avg (Jul–Dec) 0.1757

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0116 HRK (High: 0.1895 / Low: 0.1780). On the other end, November was the most stable month, with a tight range of 0.0022 HRK (High: 0.1784 / Low: 0.1762).

April Spread (Volatile) ±0.0116

November Spread (Stable) ±0.0022

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0076 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0076

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.1979) against the same month in 2024 (average: 0.1885), the exchange rate shifted by +0.0094 (+4.99%).

2025 Avg (January) 0.1979

2024 Avg (January) 0.1885

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1999	0.1953	0.1979
February	0.1988	0.1948	0.1966
March	0.1976	0.1873	0.1899
April	0.1895	0.1780	0.1822
May	0.1848	0.1798	0.1814
June	0.1804	0.1738	0.1776
July	0.1794	0.1735	0.1753
August	0.1789	0.1747	0.1759
September	0.1760	0.1728	0.1747
October	0.1773	0.1744	0.1761
November	0.1784	0.1762	0.1773
December	0.1762	0.1736	0.1748