2024 NIO to HRK Historical Review

YEARLY HIGH

0.1978 HRK

YEARLY LOW

0.1829 HRK

YEARLY AVERAGE

0.1894 HRK

2024 NIO to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the NIO to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.1978. Conversely, the yearly low was recorded on August 24, dropping to 0.1829.

This high-to-low spread represents a total annual volatility of 0.0149 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1885 to the December average rate of 0.1956, the exchange rate registered a net change of 3.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.1978 was up 0.62% compared to the 2023 peak of 0.1966, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NIO based on timing:

Yearly Peak High 989 HRK

2023 Average 953 HRK

Yearly Trough Low 915 HRK

Transaction Impact: A difference of 74.31 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.1967

0.1832

JanuMarcMayJulySeptNove

NIO to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1896, compared to 0.1892 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.1896

H2 Avg (Jul–Dec) 0.1892

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0095 HRK (High: 0.1968 / Low: 0.1873). On the other end, February was the most stable month, with a tight range of 0.0027 HRK (High: 0.1912 / Low: 0.1885).

November Spread (Volatile) ±0.0095

February Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0029 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.1956) against the same month in 2023 (average: 0.1882), the exchange rate shifted by +0.0074 (+3.94%).

2024 Avg (December) 0.1956

2023 Avg (December) 0.1882

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1902	0.1860	0.1885
February	0.1912	0.1885	0.1898
March	0.1903	0.1869	0.1885
April	0.1929	0.1886	0.1910
May	0.1914	0.1880	0.1895
June	0.1918	0.1879	0.1903
July	0.1906	0.1872	0.1887
August	0.1897	0.1829	0.1858
September	0.1859	0.1830	0.1843
October	0.1900	0.1852	0.1878
November	0.1968	0.1873	0.1928
December	0.1978	0.1935	0.1956