2015 NIO to HRK Historical Review

YEARLY HIGH

0.2719 HRK

YEARLY LOW

0.2384 HRK

YEARLY AVERAGE

0.2533 HRK

2015 NIO to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NIO to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 0.2719. Conversely, the yearly low was recorded on January 1, dropping to 0.2384.

This high-to-low spread represents a total annual volatility of 0.0335 HRK. From a start-to-finish perspective, comparing the January average rate of 0.2489 to the December average rate of 0.2515, the exchange rate registered a net change of 1.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.2719 was up 14.06% compared to the 2014 peak of 0.2384, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NIO based on timing:

Yearly Peak High 1,360 HRK

2014 Average 1,107 HRK

Yearly Trough Low 1,192 HRK

Transaction Impact: A difference of 167.64 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.2659

0.2448

JanuMarcMayJulySeptNove

NIO to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2554, compared to 0.2513 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0042 points.

H1 Avg (Jan–Jun) 0.2554

H2 Avg (Jul–Dec) 0.2513

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0208 HRK (High: 0.2592 / Low: 0.2384). On the other end, February was the most stable month, with a tight range of 0.0039 HRK (High: 0.2567 / Low: 0.2528).

January Spread (Volatile) ±0.0208

February Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0100 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0100

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.2641) against the same month in 2014 (average: 0.2167), the exchange rate shifted by +0.0474 (+21.86%).

2015 Avg (March) 0.2641

2014 Avg (March) 0.2167

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2592	0.2384	0.2489
February	0.2567	0.2528	0.2546
March	0.2719	0.2564	0.2641
April	0.2671	0.2531	0.2623
May	0.2580	0.2444	0.2523
June	0.2569	0.2467	0.2505
July	0.2602	0.2522	0.2552
August	0.2551	0.2399	0.2492
September	0.2495	0.2426	0.2465
October	0.2531	0.2421	0.2472
November	0.2628	0.2506	0.2580
December	0.2588	0.2490	0.2515