2020 NPR to CDF Historical Review

YEARLY HIGH

16.8753 CDF

YEARLY LOW

12.6017 CDF

YEARLY AVERAGE

15.6139 CDF

2020 NPR to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NPR to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 1, valuing the pair at 16.8753. Conversely, the yearly low was recorded on December 6, dropping to 12.6017.

This high-to-low spread represents a total annual volatility of 4.2736 CDF. From a start-to-finish perspective, comparing the January average rate of 14.7987 to the December average rate of 16.5937, the exchange rate registered a net change of 12.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 16.8753 was up 11.01% compared to the 2019 peak of 15.2016, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 84,376 CDF

2019 Average 73,422 CDF

Yearly Trough Low 63,008 CDF

Transaction Impact: A difference of 21,368.12 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

16.9729

13.8449

JanuMarcMayJulySeptNove

NPR to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.7077, compared to 16.5201 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.8124 points.

H1 Avg (Jan–Jun) 14.7077

H2 Avg (Jul–Dec) 16.5201

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 4.2617 CDF (High: 16.8634 / Low: 12.6017). On the other end, February was the most stable month, with a tight range of 0.1636 CDF (High: 14.8442 / Low: 14.6806).

December Spread (Volatile) ±4.2617

February Spread (Stable) ±0.1636

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.4494 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.4494

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 16.7123) against the same month in 2019 (average: 14.6038), the exchange rate shifted by +2.1085 (+14.44%).

2020 Avg (September) 16.7123

2019 Avg (September) 14.6038

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.9052	14.6711	14.7987
February	14.8442	14.6806	14.7853
March	14.6806	13.9966	14.3359
April	14.2804	13.9634	14.1056
May	15.0846	14.2980	14.7685
June	15.9122	15.0794	15.4522
July	16.5034	15.9124	16.2297
August	16.7229	16.3138	16.4594
September	16.8753	16.6116	16.7123
October	16.7739	15.4472	16.5739
November	16.6402	16.4553	16.5515
December	16.8634	12.6017	16.5937