2012 NPR to SAR Historical Review

YEARLY HIGH

0.0480 SAR

YEARLY LOW

0.0413 SAR

YEARLY AVERAGE

0.0440 SAR

2012 NPR to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NPR to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 6, valuing the pair at 0.0480. Conversely, the yearly low was recorded on June 24, dropping to 0.0413.

This high-to-low spread represents a total annual volatility of 0.0066 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0457 to the December average rate of 0.0429, the exchange rate registered a net change of -6.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0480 was down 10.12% compared to the 2011 peak of 0.0534, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 240 SAR

2011 Average 254 SAR

Yearly Trough Low 207 SAR

Transaction Impact: A difference of 33.05 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0481

0.0414

JanuMarcMayJulySeptNove

NPR to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0451, compared to 0.0429 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 0.0451

H2 Avg (Jul–Dec) 0.0429

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0036 SAR (High: 0.0475 / Low: 0.0439). On the other end, August was the most stable month, with a tight range of 0.0006 SAR (High: 0.0425 / Low: 0.0419).

January Spread (Volatile) ±0.0036

August Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0021 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.0475) against the same month in 2011 (average: 0.0527), the exchange rate shifted by -0.0051 (-9.75%).

2012 Avg (February) 0.0475

2011 Avg (February) 0.0527

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0475	0.0439	0.0457
February	0.0480	0.0467	0.0475
March	0.0477	0.0458	0.0466
April	0.0463	0.0446	0.0454
May	0.0446	0.0418	0.0433
June	0.0424	0.0413	0.0420
July	0.0432	0.0420	0.0424
August	0.0425	0.0419	0.0422
September	0.0444	0.0421	0.0431
October	0.0453	0.0434	0.0442
November	0.0435	0.0422	0.0428
December	0.0432	0.0425	0.0429